Photo by Nadine Shaabana on Unsplash
All insurance companies agree that having dash cam footage can help significantly in your insurance claim. What you need to know is that not all dash cams are built the same. Imagine the frustration if you were involved in an accident and were not at fault, but your dash cam was not up to scratch and could not provide clear footage.
The Suncorp group of insurance companies has been using dash cam footage for several years to help determine the person at fault in an accident. "In some cases, dash cam footage is more valuable than witness statements, especially if it is clear and captures the direct cause of an accident," said a Suncorp spokesperson.
Here are four things to look out for when choosing a dash cam that would provide you the best chances when making an insurance claim:
How well does it capture details?
It’s pointless having dash cam footage if the vision is not clear or up to scratch. So check if your dash cam has a glass (not plastic) lens, note the quality of its camera (you want Full HD cameras) and see that it has optimised day and night recording, so that footage is clear even when driving at night, or in bad or even bright weather conditions.
Does it have GPS location tracking?
GPS tracking is a very useful evidence gatherer, as it will provide you with specific details about the accident, including the location and direction a crash occurred as well as the speed you were travelling at when it unfolded.
Does it have a G-Shock Sensor?
In an accident, a 3-Axis G-sensor (like the ones that come standard in all Navman MiVue dash cams) can tell you where the impact came from – for instance, whether it’s the front, back or side of the car. These can provide extra useful detail to help prove your insurance claim.
Can it protect you even when you’re not around?
A lot can go wrong when your car is parked, for instance someone backing into you at a shopping centre car park, or someone damaging your car while it is parallel parked on the road. Invest in a dash cam with Parking Mode which means you can record what’s going on around your car when you are away from it. You will need to install a SmartBox to provide a power supply for recording when the engine is switched off.
If you are looking for a new dash cam, or looking to upgrade your current model, check out Navman’s MiVUE range of high quality dash cams.